About Us

Our Story

In 1993, Barry Forester and Kevin Faherty got together to discuss ways to give individuals and small groups access to dental networks at the same discounts as large groups and insurance companies. Pooling their collective experience in the insurance and benefits arena, they founded a company that quickly became one of the largest independent dental networks in the greater New York - New Jersey area.

Then in 2002, Raymond Marszalowicz, an IT expert, joined the team and these three entrepreneurs brought together some of the finest health care networks in America. Their mission was to provide people who are uninsured or underinsured with the same access to reduced-fee healthcare as big insurance companies and large corporations enjoy. In addition to its retailing efforts, the organization also became a major wholesaler of all forms of discount health networks: today the networks they utilize serve over 80 million people across the US.

Now Alexander Acuna, a 15-year industry marketing specialist, has joined this innovative group, which continues to actively administer the best reduced-fee programs in America. Together, they have established the United Consumers Association (UCA), whose motto, “Spend Wisely, Live Well,” epitomizes their philosophy of helping people maximize their financial potential by getting value for their money.

Thanks to the expertise, experience and diligence of this tireless team, UCA members enjoy superior benefits, including savings on numerous products and services, as well as caring customer service.

Our Team

Over 150 years of Combined Business Experience

Kevin M. Faherty
Corporate Benefit Acquisition and Compliance

Mr. Faherty, a past president of the Group Insurance Association of New York, has spent 39 years in the group health insurance business, including 14 years as the Senior Regional Director for Mutual of Omaha companies, responsible for marketing and profitability of group Life & Health business in NY-NJ-CT-PA.  His insurance and healthcare insights are invaluable in setting up UCA’s benefit programs.

Barry J. Forester
Corporate Operations, Management & Business Development

Mr. Forester has been involved in founding and directing new companies since 1975.  His expertise in resolving problems that are unique to new ventures will guide UCA through its development phases, as he oversees contracting and marketing.  His duties include developing and implementing UCA’s policies and procedures to ensure that the company remains in compliance with federal and state regulations.

Alexander Acuna
Corporate Training and Marketing

With over 20 years of experience in business and marketing, Mr. Acuna has proven himself to be a creative project manager, as well as a top sales person. An industry veteran, he attributes his success to partnering with companies that maintain their competitive edge by offering innovative products and services geared toward helping people live more fulfilling lives. Alex says his role at United Consumers Association is to train representatives to educate members on how the average person can use UCA’s benefits and resources to save money and to gain lifestyle advantages.

Ray Marszalowicz
Corporate IT Operations, Technical Administration & System Development

Mr. Marszalowicz was the creator of the first automated bridal registry system used by department stores, like JC Penney’s, Macy’s, Fortunoff’s and Abraham & Strauss. He went on to develop comprehensive financial and tax processing systems for major corporations. An educator as well as an innovator, he has taught computer science at Rutgers University. UCA relies on his incomparable IT knowledge to provide members with not only reliable service, but peace of mind.